This page explains, in plain language, the risks that come with trading
cryptoassets, currencies, gold and related financial instruments through Zing markbit. No automated
system, including ours, removes the possibility of losing money. Read every section below before you
fund an account, and treat the practical recommendation in each one as part of your preparation, not
as fine print.
Trading digital assets and other financial instruments is fundamentally
different from keeping money in a savings account. Prices of the assets our engine follows can move
several percent in a single hour, in either direction, and movements are not predictable with
certainty. The Zing markbit engine manages positions according to its rules, but rules cannot abolish
market behaviour; they can only respond to it. Depending on market conditions and the strategies in
use, you may get back less than you deposited, and in adverse conditions the whole deposited amount
can be lost.
This disclosure exists so that your decision to use the platform is an
informed one. We describe the ten most relevant risk areas below. Where a section offers a practical
recommendation, it reflects how careful users on our platform manage that specific risk.
2. Market risk and volatility
Market risk is the chance that prices move against the positions the engine holds. Cryptoassets in
particular are known for sharp swings: a coin can rise strongly for days and retrace most of the
move in one afternoon. Currencies and gold move more slowly but react sharply to news about
interest rates, inflation and geopolitics, and markets in which Zambia features indirectly can
swing on regional news as well.
Volatility cuts both ways. It creates the opportunities the engine tries to catch, and it is also
what produces drawdowns on your account. A period of strong results in the past says nothing
certain about the next period.
Recommendation: decide in advance the largest loss you could accept without it
disturbing your household budget, and treat that figure as your ceiling for money placed on the
platform.
3. Liquidity risk and slippage
Liquidity describes how easily a position can be closed at the price you see. In fast markets or
in thinner trading pairs, the price available when an order executes can differ from the price
quoted a moment earlier. That difference is slippage. During news events, order books thin out and
slippage grows, which can turn a planned exit into a worse fill.
The engine prefers instruments with deep liquidity for exactly this reason, but preference is not
protection. Exotic pairs and small-cap assets suffer the most, and their apparent opportunities
often come precisely from the fragility that makes them risky.
Recommendation: when you discuss strategies with your personal manager, ask which
instruments each strategy trades and how the engine limits exposure to thin markets.
4. API connections and integrations
The platform interacts with external exchanges through interface connections. If a connection
drops, an order may remain unconfirmed, a position may stay open longer than intended, or settings
may not synchronise. Keys that grant these connections are sensitive: a key configured with too
broad permissions multiplies the damage any compromise can cause.
Misconfiguration is a quieter cousin of outright failure. A strategy pointed at the wrong market,
or limits set in the wrong unit, behaves exactly as instructed and still produces losses.
Recommendation: treat connection keys like bank PINs. Use the narrowest
permissions that let the platform operate, and review the rights shown on the
security page.
5. Counterparty and custody risk
Trades execute on third-party exchanges and services, which means part of your risk is the
operational health of those providers. An exchange can suffer an outage, freeze withdrawals
temporarily, restrict certain accounts under its own policies, or in the worst case fail
outright. Funds held with any single provider are exposed to that provider's situation.
Zing markbit does not operate its own trading venue; we route activity to established exchanges.
Their problems become our delays, and no routing logic makes a failed provider whole.
Recommendation: keep only the funds you actively trade on the platform and
withdraw money you do not expect to need for trading in the near term.
6. Operational and technical risk
Software has defects, infrastructure has outages, and networks fail at inconvenient moments. A
server restart, a buggy release or an internet interruption between Lusaka and the engine can
delay actions. Our systems are monitored and errors are fixed, but the interval between a fault
appearing and being resolved is a period during which positions are managed imperfectly or not at
all.
Data quality belongs in the same family. Decisions are only as good as the price and volume data
behind them, and a corrupted feed can mislead even a well-designed strategy.
Recommendation: enable e-mail alerts so you hear about incidents from us first,
and report anything that looks wrong in your dashboard rather than assuming it will fix itself.
7. Cybersecurity and phishing
Accounts on any financial service are targets. The most common attack is not a break-in but a
trick: a message that imitates Zing markbit and urges you to a fake login page, or a caller who
claims to be your manager and asks for your password or a one-time code. Stolen credentials can
drain an account faster than any market move.
Our defences, described on the security page, cover the
platform side. The user side, where passwords are reused and codes are shared, is defended only by
your habits.
Recommendation: use a unique password here, switch on two-factor
authentication, and treat any message asking for credentials as hostile, whatever logo it carries.
8. Models, automation and their limits
The engine decides with statistical models trained on historical data. Models encode patterns of
the past, and markets occasionally behave in ways history has not shown. Automation also acts
without asking: once a strategy is active, it will execute according to its rules even when you
would have hesitated, and it will sometimes be wrong with the same efficiency.
We want to be direct about this: no backtest, probability estimate or circuit-breaker assures
future results. The pause logic that limits activity in extreme conditions reduces exposure at
chaotic moments; it does not convert losses into gains and it does not protect the value of
positions already held.
Recommendation: review your active strategies each month with your manager and
switch off any strategy you can no longer explain in one sentence.
9. Service availability
The platform is taken offline occasionally for maintenance and can be interrupted by faults
outside our control, from data-centre incidents to problems in the wider internet. During an
interruption you may be unable to see positions, change settings or request a withdrawal until
service returns. Markets, meanwhile, keep moving whether the site is up or not.
Scheduled maintenance is announced in advance by e-mail. Unscheduled events are communicated as
soon as we can say something accurate.
Recommendation: read the incident notices we send and avoid assuming the worst
from a brief outage; most interruptions end within minutes and positions remain under the
engine's rules throughout.
10. Regulatory and legal environment
The rules that apply to digital assets and automated trading differ by country and change over
time. Requirements can affect which services are offered, how verification works, which payment
routes are available and how complaints must be handled. A change in the environment can alter the
platform's features or timings without any fault of ours.
Zing markbit works within the applicable Zambian financial services requirements and adapts its
procedures when those requirements change, as described on the
licences page.
Recommendation: keep your account information current, because outdated records
can block exactly the verification steps that rule changes make more frequent.
Before you start
Four habits do most of the practical work of risk management. Understand the
strategy you switch on, in plain terms, including what it buys and when it steps aside. Decide your
acceptable loss before depositing, and let that number, not enthusiasm, set the amount. Protect your
account as described on the security page, since stolen access undoes every other precaution. Stay
engaged: read the weekly reports, question what you do not recognise, and remember that you can
withdraw and you can stop.
If anything on this page is unclear, ask your personal manager to explain it
before you fund the account. An informed no is a better outcome for both of us than a confused yes.
Further reading: the crypto basics guide for how these
markets behave, and the FAQ for common questions about results,
fees and withdrawals.